Christopher Arco

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No matter if you’re buying, selling, refinancing, or building your dream home, it’s important to work with an experienced and knowledgeable loan officer. As an expert in my field, I have the knowledge and resources you need to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal. I am here to service your residential, fix-and-flip, and hard-money lending needs. I work diligently alongside each of my clients and referral partners.

Take the Text Step

Accidents and disasters can and do happen. If you aren’t flush with cash to handle them, you could face huge financial struggles and setbacks. Insurance is one way to protect your life, your health, your ability to earn an income and to keep a roof over your head when things go wrong. Sometimes a second changes life forever. Get yourself insured today!

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Loan Options

ARM LOAN

An adjustable-rate mortgage (ARM) is a home loan with an interest rate that can change periodically, meaning your monthly payments may fluctuate. Typically, the initial interest rate is lower than that of a comparable fixed-rate mortgage. Once the initial period ends, the interest rate—and your monthly payments—can either decrease or increase.

FHA LOAN

An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. These loans require lower minimum credit scores and down payments than many conventional loans, making them especially popular with first-time homebuyers. According to the FHA’s 2020 Annual Report, more than 83 percent of all FHA loan originations were for borrowers purchasing their first homes.

VA Loan

A VA loan is guaranteed by the U.S. Department of Veterans Affairs. The loan itself isn’t actually made by the government, but the fact that it’s backed by a government agency makes lenders more comfortable offering these loans as they take on less risk than with a conventional mortgage. As a result, it’s possible to get a VA loan without a down payment ...

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